African Resonance: Powering South Africa’s Payment Industry With Innovation And Purpose

Based in Johannesburg, African Resonance Business Solutions (Pty) Ltd was founded with a bold vision: to revolutionize payment acceptance across Africa. With deep expertise in payments and a highly experienced team, African Resonance developed a world-class Android payment application that is OEM (Original Equipment Manufacturer) agnostic. Over the years, we have built a strong reputation for delivering innovative and disruptive payment and business solutions to financial institutions, retail sectors, payment facilitators, and fintech companies.

Our unwavering commitment to service excellence, driven by a culture of innovation and a focus on being ‘first to market,’ has positioned African Resonance as South Africa’s leading provider of payment infrastructure and related services, says Donn Engelbrecht, Managing Director.

Comprehensive Solutions for a Dynamic Payments Industry

African Resonance offers a turnkey, end-to-end payment solution encompassing best-in-class POS terminals from international OEMs such as Ingenico and Newland Payment Technology. Our proprietary payment software, combined with comprehensive terminal estate management services and remote diagnostic tools, sets us apart from competitors. Our platforms are fully integrated across all workflow systems, operational, and technological platforms, ensuring seamless service delivery.

With over 400,000 POS terminals operating across diverse merchant networks, African Resonance has established a significant footprint in South Africa’s payment landscape.

 A Proud South African Enterprise with Global Reach

As a wholly owned subsidiary of Fintech Group, Capital Appreciation Limited, African Resonance embodies South African innovation on a global stage, supporting MasterCard and Visa acceptance worldwide. Our scalable, interoperable business model allows us to pass on benefits to our clients while fostering strategic industry relationships. Through this approach, we contribute to the growth of South Africa’s digital economy and position ourselves as a key player in the global payments ecosystem.

Investing in People and Communities

Our talented and committed employees are central to delivering exceptional products and services. We prioritize continuous learning and skills development, having delivered over 200 learnerships in the past five years. Our programmes span NQF Levels 3 to 5, creating opportunities for both employed and unemployed learners—many from local communities.

We are committed to diversity, inclusion, and collaboration, leveraging the full spectrum of our people’s expertise to drive innovation and operational excellence. Additionally, the Capital Appreciation Group actively invests in socio-economic development, supporting initiatives such as the Smile Foundation and Afrika Tikkun, encouraging employee participation and community engagement.

 Payment Software as a Service (PSaaS): Technology & Expertise

Our substantial investment in technology enables us to manage a vast POS terminal estate efficiently. Our proprietary software suite, infrastructure, and enterprise management solutions facilitate remote merchant management, workflow oversight, and asset tracking—all within a unified workflow platform. This includes activating banking and non-banking products within an Android ecosystem, delivering a streamlined, frictionless payment experience at the Point of Interaction (POI), regardless of payment form factor.

Backed by a dedicated development team with over 100 years of combined payment and transaction expertise, we ensure solutions are tailored to meet each client’s unique needs. Our software engineers and payment specialists focus on regulatory compliance and embedded payment software, delivering end-to-end solutions that simplify complex payment processes.

Looking Ahead: Shaping the Future of Payments

As digital payments evolve, African Resonance remains dedicated to innovation and value creation. We focus on developing bespoke services, identifying strategic opportunities, and bridging the convergence between Electronic Cash Registers (ECRs) and POS terminals. Staying true to our roots while embracing industry changes, our goal is to continue shaping the future of payments in South Africa and beyond.

For more information about our services and solutions, please visit www.africanresonance.com.